Sub-prime at SA's door
Article By: Evan Pickworth
Wed, 03 Sep 2008 12:00
Scenario planner and economist Clem Sunter said during a BDO seminar on Tuesday evening that America is in a hard times scenario, and it seems like their recession is starting to spread like a virus, with consequences for stock markets around the world.
"One of the consequence is you will not make as much money on stock
markets as over the previous four or five periods of ten years. So it will
be tougher," he said.
However, he feels South Africa will probably have a softer landing than
many other countries due to resources, tourism and infrastructure benefits.
Sunter notes that while the world average economic growth rate since
1980 has been 3.5 percent and "we have never had it so good", the world is in a
much tougher state than it has been for around 30 years.
Classic recession scenario
He says America is in a classic recession scenario, with the trigger
having been a decline in the US housing market as American consumers account
for 21 percent of the global economic pie.
"Young people simply haven't experienced this hard times scenario," he
added.
Sunter notes that house prices in the US are down between 15 and 20 percent on
what they were nine months ago and in some states are down 50 percent.
He points out that the fact that Freddie Mac and Fannie Mae, with
combined mortgages of an estimated $5.5-trillion, went belly up and
needed to be saved by government should make people realise something
dramatic is going on.
"The question is can America have a private recession or will it spread
like a virus. Well, it seems like it is spreading," he said, noting that the
UK's Chancellor of the Exchequer Alistair Darling said recently the UK
situation is the worst in 60 years ? with house prices down on top of the
Northern Rock debacle.
"We haven't seen this since late 1970s," he says.
Sunter points out that one of his friends who wants to retire in the UK
is trying to sell his home for four-million pounds, but the best offer he
has received is just 1.6-million ? 40 percent of the asking price.
You can't sell a house here
"It has even spread to South Africa ? you can't sell a house here," said
Sunter.
"Things are getting very tough," he said.
"We had minor recessions in 1998 and 2001 ? but nothing like we are
seeing now," he said.
He adds that in addition to the classic recession scenario is military
action and the threat of military action, like a US invasion of Iran as Iran
continues with its nuclear posturing and the US continues with its threats.
"There does seem to be a showdown scenario," said Sunter.
He concluded that the Russian bear was now a new concern after its
invasion of Georgia.
"Russian invasion is huge"
"The Russian invasion of Georgia is huge," he said.
He adds that Pakistan has an estimated 100 nuclear warheads and this is
serious if it falls into the wrong hands.
"It is difficult to make a judgement on Pakistan ? now that [Pervez]
Musharraf has been forced to resign there might well be another round of
unrest as parties seem to have split," says Sunter.
"So there is major uncertainty and we're in the age of turbulence, which
we haven't been in for 30-40 years."
"There are lots of flags and possibilities that have to create a tougher
global scenario going forward," he said.
He said that while some may point to China and India forging ahead and
saving the world.
"But that's why do scenarios ? you have to choose between the long boom
and the hard times scenarios."